| Main Features | Saving Account |
|---|---|
| Minimum Deposit | Rs 1000/- only |
| Nomination Facility | Available |
| Attractive Rate of Interest | 5.00% |
| SMS Facility | Available |
Saving money habit will improve the quality of life and will help you to feel better and to sleep better. One will be happier knowing he/she has some money aside for unexpected expenses and look forward to achieve some of their dreams. Jiyadhan India Nidhi Limited has introduced uniquely designed “Savings Account” to inbuilt the habit of saving among its members. We offer higher interest rate on Savings Account on daily balances than others. Savings Account with us is always safe, reliable and growth bound.
Weoffering Savings Account to our members with following attractive features:
• Earn up to 5.5%p.a. from your Savings Account with us.
• Passbook and Monthly Account Statements will be provided.
• The money can be withdrawn & deposited by using Withdrawal/Deposit slip in the concerned branch(es).
• Nomination Facility available for Savings Account.
Monthly Average Balance (MAB) required to be maintained for different variants of Savings Account:
Interest Rates for different categories of Account Holders in Jiyadhan India Nidhi Limited :
| Main Features | Saving Account |
|---|---|
| Minimum Deposit | Rs 1000/- only |
| Nomination Facility | Available |
| Attractive Rate of Interest | 5.00% |
| SMS Facility | Available |
Terms & Conditions:
• It is mandatory to become a member in Jiyadhan India Nidhi Limitedto open a Savings Account.
• It is Mandatory to complete the KYC Norms.
• Savings Account is of continuing nature. There is no maximum period.
• Loan will not be provided against the balance kept in Savings Account.
• Interest amount is subject to TDS deductions as per existing income tax rules.
• Rate of Interest for Senior Citizens, Women & Ex-servicemen shall be 0.50% higher than normal prevailing interest rate on Savings Account.
• Interest rates are subject to change at the sole discretion of the Jiyadhan India Nidhi Limited.
• Jiyadhan India Nidhi Limited reserves the right to alter or add to these rules at any time without any notice.