Terms & Conditions:

• It is mandatory to become a member in Jiyadhan India Nidhi Limited to open a M.I.S. Account.
• It is Mandatory to complete the KYC Norms.
• Open an account with your choice of period from 1 Year to 5 Years.
• Interest is paid/credited to the Savings account of the member during the last week of every month.
• Interest will be calculated on yearly compound basis.
• Interest amount is subject to TDS deductions as per existing income tax rules.
• Principle deposit will be given as Maturity Amount to member after minimum term 1 year & maximum term 5 years.
• Facilities: Loan facility is available against deposits. Nomination facility is available for deposits.
• Interest rates are subject to change at the sole discretion of the Jiyadhan India Nidhi Limited.
• Jiyadhan India Nidhi Limitedreserves the right to alter or add to these rules at any time without any notice.