Jiyadhan India Nidhi Limited

FIXED DEPOSIT PLAN

Fixed Deposit is a great way to grow your savings with utmost safety.The reasons why fixed deposits are an ideal form of investment are as follows:

Guaranteed returns:

Unlike investment in the stock market or commodity market, fixed deposits are not a risky investment as they do not depend on fluctuating market rates. Investors can rest assured that his investments are safe and he will be getting back a guaranteed amount at the end of the tenure.

Loan Against Fixed Deposit:

In just 24 hours, A hassle-free application process and guaranteed approval means that you get the funds you require without delay. Apply for Loan Against Fixed Deposit for the best solution to your financial needs, from holidays, to weddings, to making a large purchase, to emergencies.

Flexible in nature:

Fixed deposits can be taken for a tenure of 1 year to5 years based on your needs and for whatever amount that you can invest. Fixed deposits can be invested for a tenure of your choice. If you have planned for a big event in 5 years, then you can have a fixed deposit kept for 5 years to meet your financial requirement in 5 years. You can have various fixed deposit accounts to save for different goals.

Open an account with your choice of period from 1 Year to 5 Years.

Amount/Term	1 Yr. @9%	2 Yr. @9.75%	3 Yr. @10.5%	4 Yr. @11.25%	5 Yr. @12%
10000	10931	12124	13647	15588	18062
25000	27327	30312	34117	38965	45154
50000	54654	60623	68235	77930	90304
100000	109308	121247	136470	155861	180612
10000	10000	265047	420745	597374	800287
250000	273271	303118	341175	389651	451527
500000	546542	606237	682352	779300	903055
1000000	1093083	1212472	1364702	1558600	1806112
2500000	2732708	3031181	3411757	3896499	4515278
5000000	5465417	6062361	6823513	7793001	9030556

Terms & Conditions:

• It is mandatory to become a member in Jiyadhan India Nidhi Limited to open a F.D. Account.
• It is Mandatory to complete the KYC Norms.
• Open an account with your choice of period from 1 Year to 5 Years.
• Interest will be calculated on quarterly compound basis.
• Interest amount is subject to TDS deductions as per existing income tax rules.
• Rate of Interest for Senior Citizens, Women & Ex-servicemen shall be 0.50% higher than normal prevailing interest rate on Savings Account.
• Facilities: Loan facility is available against deposits. Nomination facility is available for deposits.
• The Member Account Holder shall surrender the F.D. Receipt/Bond/Advice and duly signed application to the company and the maturity shall be paid along with interest as per the above-mentioned Chart. No additional interest would be paid on the maturity amount, if taken after the scheduled period.
• Interest rates are subject to change at the sole discretion of the Jiyadhan India Nidhi Limited.
• Jiyadhan India Nidhi Limitedreserves the right to alter or add to these rules at any time without any notice.